who we are

Chingup is a FinTech company that created a better transaction network and protocol that benefits everyone involved. We are revolutionizing transactions by providing a seamless, safe, and rewarding alternative for merchants and their customers.

The Problem

Traditional payment networks, like Visa and Mastercard and American Express, charge huge fees, enriching big banks while burdening small businesses.

Our Solution

We sidestep expensive traditional rails. Chingup's proprietary network lowers merchant transation fees by 86%, one cardholder at a time, down to just 1%, plus it gives 1% cashback rewards to customers, and a secure, fraud-free environment. Cardholders earn interest on their balances, and empower merchants to keep costs low.

Key Features

   •  Lower transaction fees for merchants
   •  Cashback rewards for cardholders
   •  Customizable debit cards (merchant logo/cardholder name)
   •  Secure, chip-based transactions using PIN security
   •  Cardholders earn interest on card balance
   •  Best-in-class fraud prevention measures

Growth and Opportunities

Chingup trainers support Merchants and their staff by teaching them to use our POS, and how to effectively promote the "[Merchant name] Cashback Club" to customers so that they will activate the cards. We provide comprehensive FREE training and collateral (cards, placards, signage). This grassroots approach accelerates adoption, aligning Merchant goals with our own success mission:
   •  Foster value and equitable commerce to merchants, customers, and shareholders.
   •  Merchants bypass the inefficiencies and expense of traditional card networks.
   •  Grassroots expansion across Main Street America.

Learn more

Merchant Application Join us and lets spin-up your Cashback Club revolution.
Meet the team to learn more about who we are.
Contact us for scheduling a Google Meet, or for a visit to your location.